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				<title><![CDATA[Myvesta US Articles - Articles - Credit Reports and Scores]]></title>
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					  <title><![CDATA[Credit Card Companies Can Cost You Tens of Thousands in Credit Score and Credit Report Manipulation]]></title>
					  <link>http://myvesta.org/articles/articles/138/1/Credit-Card-Companies-Can-Cost-You-Tens-of-Thousands-in-Credit-Score-and-Credit-Report-Manipulation/Page1.html</link>
					  <description><![CDATA[<body>I think we can all agree that the credit crunch in the U.S. and to a lesser extent, the U.K., really exists. Industry experts, like myself, can see that the problems consumers are facing are just beginning, not ending. Now is the time to pay careful attention to your credit reports and credit scores so potential unilateral creditor actions don't sink your financial ship.
<p>
A couple of disturbing events recently have created great concern for me, and consumers on both sides of the pond should be vigilant to watch for these three time bombs that can be dropped on you at any time.
 </body>]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Thu, 28 Feb 2008 09:39:40 EST</pubDate>
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					  <title><![CDATA[Harmful  Hacker Can Steal Your Name]]></title>
					  <link>http://myvesta.org/articles/articles/128/1/Harmful--Hacker-Can-Steal-Your-Name/Page1.html</link>
					  <description><![CDATA[Identity theft affects more than 100,000 people every year.  By finding out a few of your personal details criminals can devastate your life.]]></description>
					  <author>no@spam.com (Myvesta US)</author>
					  <pubDate>Mon, 28 Jan 2008 06:17:28 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/128/1/Harmful--Hacker-Can-Steal-Your-Name/Page1.html</guid>
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					  <title><![CDATA[Improving Your Credit Score by Piggybacking as an Authorized User]]></title>
					  <link>http://myvesta.org/articles/articles/103/1/Improving-Your-Credit-Score-by-Piggybacking-as-an-Authorized-User/Page1.html</link>
					  <description><![CDATA[This is why I love providing advice to people. I may be the president of the Myvesta Foundation, an international group that helps people around the world, but my goodness it is important to stay in touch with what is happening on the streets.]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 05 Dec 2007 10:54:18 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/103/1/Improving-Your-Credit-Score-by-Piggybacking-as-an-Authorized-User/Page1.html</guid>
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					  <title><![CDATA[Identity Theft: How to protect yourself and what to do if you are a victim]]></title>
					  <link>http://myvesta.org/articles/articles/47/1/Identity-Theft-How-to-protect-yourself-and-what-to-do-if-you-are-a-victim/Page1.html</link>
					  <description><![CDATA[One of the fastest growing crimes in America, identity theft can happen to almost anyone. Guard yourself and your credit and learn what steps to take if it happens to you.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Wed, 26 Sep 2007 15:46:06 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/47/1/Identity-Theft-How-to-protect-yourself-and-what-to-do-if-you-are-a-victim/Page1.html</guid>
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					  <title><![CDATA[Seven Easy, Surefire, Guaranteed Ways To Trash Your Credit]]></title>
					  <link>http://myvesta.org/articles/articles/26/1/Seven-Easy-Surefire-Guaranteed-Ways-To-Trash-Your-Credit/Page1.html</link>
					  <description><![CDATA[Getting into debt is a lot more fun than getting out of it. This publication highlights the seven most common ways people destroy their credit. Learn what to avoid or how to ruin your credit rating.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Fri, 13 Jul 2007 10:44:48 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/26/1/Seven-Easy-Surefire-Guaranteed-Ways-To-Trash-Your-Credit/Page1.html</guid>
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					  <title><![CDATA[How to Use the New Credit Reporting Law to Help You Get and Keep Good Credit]]></title>
					  <link>http://myvesta.org/articles/articles/25/1/How-to-Use-the-New-Credit-Reporting-Law-to-Help-You-Get-and-Keep-Good-Credit/Page1.html</link>
					  <description><![CDATA[If you've ever found a mistake on your credit report, you may have found it more than a little frustrating trying to straighten it out. This publication helps you to understand some of the tricks you can use to help you fix the errors.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Fri, 13 Jul 2007 10:43:15 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/25/1/How-to-Use-the-New-Credit-Reporting-Law-to-Help-You-Get-and-Keep-Good-Credit/Page1.html</guid>
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					  <title><![CDATA[Insurance Scores: How Your Credit History Affects Your Insurance]]></title>
					  <link>http://myvesta.org/articles/articles/24/1/Insurance-Scores-How-Your-Credit-History-Affects-Your-Insurance/Page1.html</link>
					  <description><![CDATA[You probably don't know that your credit report can impact your ability to get insurance and the amount you pay. Learn what to do to avoid paying through the roof for car and homeowners insurance.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Fri, 13 Jul 2007 10:41:59 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/24/1/Insurance-Scores-How-Your-Credit-History-Affects-Your-Insurance/Page1.html</guid>
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					  <title><![CDATA[Credit Scoring: How it Works and How You Can Improve Your Score]]></title>
					  <link>http://myvesta.org/articles/articles/23/1/Credit-Scoring-How-it-Works-and-How-You-Can-Improve-Your-Score/Page1.html</link>
					  <description><![CDATA[Your credit score is becoming more and more important. Find out what it means to you and actions you can take to raise your score.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Fri, 13 Jul 2007 10:40:34 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/23/1/Credit-Scoring-How-it-Works-and-How-You-Can-Improve-Your-Score/Page1.html</guid>
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					  <title><![CDATA[Myvesta&#039;s Do It Yourself Guide to Credit Reports]]></title>
					  <link>http://myvesta.org/articles/articles/22/1/Myvesta039s-Do-It-Yourself-Guide-to-Credit-Reports/Page1.html</link>
					  <description><![CDATA[So your credit's not so hot. What's the big deal? The reality is that it is a big deal. Many of the mistakes on reports that bring down your credit score can be fixed. Find out how.]]></description>
					  <author>no@spam.com (Myvesta Publications)</author>
					  <pubDate>Fri, 13 Jul 2007 10:39:18 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/22/1/Myvesta039s-Do-It-Yourself-Guide-to-Credit-Reports/Page1.html</guid>
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