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				<title><![CDATA[Myvesta US Articles - Articles - Debt Questions]]></title>
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					  <title><![CDATA[My Interest Rates Went to 24%. What Can I Do? - Kevin]]></title>
					  <link>http://myvesta.org/articles/articles/194/1/My-Interest-Rates-Went-to-24-What-Can-I-Do---Kevin/Page1.html</link>
					  <description><![CDATA[I need to get my creditcard situation under control. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Fri, 13 Mar 2009 10:44:17 CDT</pubDate>
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					  <title><![CDATA[I Am Married With Five Children and Struggling to Get By. Ken]]></title>
					  <link>http://myvesta.org/articles/articles/193/1/I-Am-Married-With-Five-Children-and-Struggling-to-Get-By-Ken/Page1.html</link>
					  <description><![CDATA[I was self/unemployed after a layoff for about 3 years, until about a year ago. I had about $60K of home equity, but accumulated about $80K in credit card debt (I had no debt going into the period). We live very frugally, with hand me downs, Goodwil,l and 200K+ mile minivans. In the current economy my home equity is probably only 40K and it does nothing to help me make my credit card payments. I have not accumulated any debt since getting a job about a year ago, and in fact paid down several thousand $. I negotiated min payments with BOA that accounts for about 60k of my debt with low interest rates, but it is still more than I can handle. I have not been about to negotiate with the other card companies yet and they are charging me 25%+ interest. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Fri, 13 Mar 2009 10:21:21 CDT</pubDate>
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					  <title><![CDATA[Are the S Corp and LLC Debts Debts Going to Cause Us to Lose Our Home? - Sally]]></title>
					  <link>http://myvesta.org/articles/articles/192/1/Are-the-S-Corp-and-LLC-Debts-Debts-Going-to-Cause-Us-to-Lose-Our-Home---Sally/Page1.html</link>
					  <description><![CDATA[My husband has had an S corp for 12 years, he is the sole owner and whilst business was good he was paying all his bills and the mortgage. A couple of banks also gave him Credit Lines of up to $80,000 based on his tax returns. He had to give a personal guarantee on these. Amex also gave him a Business Card and he owes $8000 on that. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Fri, 13 Mar 2009 10:19:49 CDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/192/1/Are-the-S-Corp-and-LLC-Debts-Debts-Going-to-Cause-Us-to-Lose-Our-Home---Sally/Page1.html</guid>
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					  <title><![CDATA[I’m Afraid I’m Going to Lose My Car in Bankruptcy. - Veta]]></title>
					  <link>http://myvesta.org/articles/articles/186/1/Iam-Afraid-Iam-Going-to-Lose-My-Car-in-Bankruptcy---Veta/Page1.html</link>
					  <description><![CDATA[I&#8217;m going to file a Chapter 7 bankruptcy and I would like to keep my car but I might not have enough exemption. Even if I do the judge may not allow me to reaffirm the car loan because the payment is so high. So I don&#8217;t know if I should keep making the payment on it and then risk losing it.<br/><br/> ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 18 Feb 2009 11:39:48 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/186/1/Iam-Afraid-Iam-Going-to-Lose-My-Car-in-Bankruptcy---Veta/Page1.html</guid>
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					  <title><![CDATA[I Have a Credit Card I USed For Medical Debts. I Want The Debt Cut in Half. - Cathy]]></title>
					  <link>http://myvesta.org/articles/articles/185/1/I-Have-a-Credit-Card-I-USed-For-Medical-Debts-I-Want-The-Debt-Cut-in-Half---Cathy/Page1.html</link>
					  <description><![CDATA[I have a credit card used mainly for medical bills over the years , I owe $17,000 on it and have not charged anything on it for 4 years. I pay more than minimum payment ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 18 Feb 2009 11:30:44 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/185/1/I-Have-a-Credit-Card-I-USed-For-Medical-Debts-I-Want-The-Debt-Cut-in-Half---Cathy/Page1.html</guid>
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					  <title><![CDATA[I’m Thinking of Suicide Because of My Student Loans. - John]]></title>
					  <link>http://myvesta.org/articles/articles/184/1/Iam-Thinking-of-Suicide-Because-of-My-Student-Loans---John/Page1.html</link>
					  <description><![CDATA[My student loans are almost $42,000 dollars. I pay almost $260 dollars per month and all but $12 dollars is interest and the principal continues to go higher. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 18 Feb 2009 10:59:01 CST</pubDate>
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					  <title><![CDATA[I’m Getting Married But Have Bad Credit. Should We Wait to Buy a Home? - Lynn]]></title>
					  <link>http://myvesta.org/articles/articles/183/1/Iam-Getting-Married-But-Have-Bad-Credit-Should-We-Wait-to-Buy-a-Home---Lynn/Page1.html</link>
					  <description><![CDATA[I am getting married and my husband to be has great credit score about 675 but we where thinking about getting a home loan just in his name but we are questioning if we should do that or wait for two years after my bankruptcy that I had to file because of threats to a company that was go under. I was paying direct deposit payments on time to them but out of the blue they wanted the total 30,000 up front. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 18 Feb 2009 09:33:36 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org/articles/articles/183/1/Iam-Getting-Married-But-Have-Bad-Credit-Should-We-Wait-to-Buy-a-Home---Lynn/Page1.html</guid>
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					  <title><![CDATA[I Have Bad Credit And I Want Good Credit. - Jamie]]></title>
					  <link>http://myvesta.org/articles/articles/182/1/I-Have-Bad-Credit-And-I-Want-Good-Credit---Jamie/Page1.html</link>
					  <description><![CDATA[I&#8217;m a 22 year old new grad from nursing school. Throughout my 4 yr college career, I acquired my debts including closed credit card accounts and a delinquent checking account from about 5 years ago, which were all eventually sent to collections agencies. Now that I have graduated and am making a pretty good living, I am looking to buy a new car and maybe a small home. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 18 Feb 2009 09:30:17 CST</pubDate>
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