Why pay more for interest on your cards then you have to? It is simply money spewing out of your pocket that does not have to. I've put together a comprehensive page that will allow you to find the credit card that works best for you. This will literally take less than two minutes and can save you a lot of money.

Step 7: Think J-O-B

If you want to put more money in your pocket each month, one way to do it is to reduce expenses, the other way is to increase income. This step is a bit more time consuming but it can pay off big time.

I remember this one client that said nobody would pay him more and there was no sense in looking for a new job. It really bugged me to see him have such a defeatist attitude so I made a couple of calls for him. Miraculously the second call I made was a winner. I got him an interview. He went and they offered him a position making $40,000 a year more. He had struggled with living paycheck-to-paycheck for years and in ten minutes his worries were over.

It never hurts to take a look at the job opportunities that are available. Looking does not equal leaving. If you look around you can see if you are getting paid a fair wage in your current position. If you've been with a company for a couple of year's most new hires are going to make more than you in the same position.

If you don't want to hassle with looking for an opening then consider posting your resume online at one of the following sites and let potential employers call you.

We've probably hired over 100 people over the years after finding their resume on these sites. Employers do it, I did it, and others do it.

But before you post your resume online, have a professional resume review. Most resumes an employer looks at are horrible. They contain typos, errors, nonsensical information or are poorly formatted. Take a little bit of time and have a professional resume review so you can put your best foot forward. It is a commonsense thing to do.