Myvesta US Articles

Credit card issuers have drawn fire for jacking up interest rates on cardholders who aren't behind on payments but whose credit scores have fallen for other reasons. Now, some consumers complain, Bank of America is increasing rates based on no apparent deterioration in their credit scores at all.

In trying to keep up with the Jones', many people buy more than they can really afford. For some who purchase many items they neither need or use, however, there is more than merely trying to keep up with the Jones' going on. These people who max out their credit cards on things they really don't need have a compulsive shopping disorder

Credit cards are to be withdrawn from 161,000 Egg Customers. The internet bank is writing to 7% of its customers to give them 35 days notice of the withdrawal.

Debit cards, credit cards, prepaid. How you get them, how you use them.

Once upon a time when debit cards were first introduced you could easily tell what they were. They usually had the bank logo on them, your account number and your name. However time never stands still for long and things have changed through the years so that today almost all debit cards look like credit cards. They have credit card logos, they can be used anywhere to purchase things including on the internet but although both cards look and act in the same manner but when it comes to consumer protection there are some subtle differences.

Our friends at MasterCard are working on the purchase transporter using technology from Star Trek but until that is ready to release we'll just have to assimilate the new PayPass card.

There are a lot more terms and conditions that apply to applicants and users of this card and while I applaud the marketing department of the Post Office for their clever flyer that is handed out at the local Post Office, doesn't it seem a bit beyond reason to encourage people to apply for this financial liability product over the phone when there is almost no possible way for them to be fully informed about what they are applying for? Are we all to assume that every customer will faithfully read the enclosed terms and conditions when they arrive with the new shiny Post Office Platinum Card?

Credit card companies offer a wide range of pricing plans per card and based on your credit score, credit report, history with the company, debt to income ration, income, etc. the pricing plan and terms you are on may vary from the current advertised card by that lender.

The important charges you are looking for are the Late Fee, Overlimit Charge, Annual Fee, No Activity Fee, Phone Pay Charge, Balance Transfer Fee, Foreign Transaction Fee and Cash Advance Charge. This is not a complete list, depending upon the creativity of your credit card issuing bank there may be more.

It’s getting to be that time of year again. A time for joy, for sadness, for guilt, for pleasures and for bills.

The holiday season comes every year and yet people are annually surprised by holiday bills, and they will be again this year.

So last night I launched a new site called I Buy Junk Mail.com. Through this site I will pay consumers to scan and send me their unsolicited credit offers so I can study, review and comment upon them. I think it will be enlightening.