Myvesta US Articles

The uncomfortable side of credit score implementation is when your credit score is used in other unintended ways. It is understandable that the use of the score has crept into other markets. The creators and sellers of your credit score actively encourage other industries to buy your score to make decisions. But do all those decisions make sense?

My FICO score is as follows: July, 720/August, 726, September 715. Why does it go down rather than up as my bills are being paid off?

I think we can all agree that the credit crunch in the U.S. and to a lesser extent, the U.K., really exists. Industry experts, like myself, can see that the problems consumers are facing are just beginning, not ending. Now is the time to pay careful attention to your credit reports and credit scores so potential unilateral creditor actions don't sink your financial ship.

A couple of disturbing events recently have created great concern for me, and consumers on both sides of the pond should be vigilant to watch for these three time bombs that can be dropped on you at any time.

Identity theft affects more than 100,000 people every year. By finding out a few of your personal details criminals can devastate your life.

This is why I love providing advice to people. I may be the president of the Myvesta Foundation, an international group that helps people around the world, but my goodness it is important to stay in touch with what is happening on the streets.

One of the fastest growing crimes in America, identity theft can happen to almost anyone. Guard yourself and your credit and learn what steps to take if it happens to you.

Getting into debt is a lot more fun than getting out of it. This publication highlights the seven most common ways people destroy their credit. Learn what to avoid or how to ruin your credit rating.

If you've ever found a mistake on your credit report, you may have found it more than a little frustrating trying to straighten it out. This publication helps you to understand some of the tricks you can use to help you fix the errors.

You probably don't know that your credit report can impact your ability to get insurance and the amount you pay. Learn what to do to avoid paying through the roof for car and homeowners insurance.

Your credit score is becoming more and more important. Find out what it means to you and actions you can take to raise your score.