Money, Credit & Debt Q & A

Most Popular Questions

  1. My husband had a store credit card that I was an authorized user on which he included in his Chapter 7 bankruptcy. Can they now come to me because he had the debt discharged?
  2. I can't keep up with my car payments. I want to return the car to the lender but they've said a voluntary repossession will be added to my credit report. How will this affect my credit?
  3. Our car is worth only $13,700 retail, but we owe $15,802 on the loan. We cannot sell it or trade it in. Should we keep it, turn it in, or what?
  4. Who is responsible for my debt after my death?
  5. I'm a young graduate and I'd like to buy a home. I have a fairly good credit history, with just a few run-ins when I was in college. Do you think I'll be able to get a mortgage?
  6. My fiance wasn't able to pay his debts after losing his job. Since then he has paid all of his bills, which are now in both of our names. Will this hurt my credit record once we are married?
  7. We have an income tax debt from 5 years ago that continues to grow despite making monthly payments to the IRS. Should we consider a home equity loan to pay it off?
  8. My husband received a gift of money almost equal to his credit card debt. He wants to settle the debt and take a trip, I think he should pay it off. What's best?
  9. I'm about to fall behind on my bills and I'm afraid of what is going to happen. My son recently was killed in an accident and I've just had a tough time lately dealing with things. What can I do?
  10. I am getting married soon but my credit isn't good. Will that hurt my boyfriends after we get married? He has good credit.

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